4 Things Mom Taught Me About Financial Health

Yesterday I was preparing my 2 younger kids for school and they asked if they could buy lunch.  I had 4 singles in my wallet so I said, “sure, why not”  Lunch is $2.50, so I figured I could scrounge up some change from somewhere not knowing where that extra dollar was coming from.  20 seconds later, I picked up some clothes off the bathroom floor that should have been in a laundry basket somewhere and what do you know, I heard the clanging of four quarters falling out of jeans from the pile of clothes.  Exactly what I needed.  Sure this wasn’t a life defining moment, but I immediately got a subtle reminder that God has all my financial stuff covered.

Are you holding on to your money, or is it holding on to you? 

Financial LD

But those who desire to be rich fall into temptation, into a snare, into many senseless and harmful desires that plunge people into ruin and destruction.”   1 Timothy 6:9

Ok, let’s all get over the fact that finances are a sensitive subject.  Most of us want to be RICH.  Many of us are already!  But the bible says it’s harder to follow Jesus when you’re rich.  We are sick people. I have money, you have money, if you have access to this article you will have SOME money.  But it’s not how much you have but what you do with what you have.  So how should we handle money?  Here are the four things my mom taught me about financial health.  She’s not perfect, I’m not either, but here is what I learned.

Four Things Mom Taught Me About Financial Health –

#1 Work – with ALL your strength –  “Whatever you do, work at it with all your heart as working for the Lord, not for human masters.” (Colossians 3:23)  Your job is from GOD and He owns Everything!  We didn’t grow up with much, but there was one thing mom taught us, How – To – Work.  It wasn’t like we grew up in a child labor camp but we did our own laundry, dishes, cleared our own plates, and learned the simple art of work.  We pulled our own weight around the house.  Heck there were even times when we did have jobs as teenagers and we contributed to the family finances.  And by the way, mom didn’t pay us to do chores, she empowered us to think of how we were contributing to the family.  The bible says if you don’t work, well then you don’t eat.  No job should be below you, if you choose to mooch off the government, family, friends or others instead of work, well, that’s not biblical.  If you want to be financially sound then learn how to WORK.  But remember your work does not define your worth. 

#2 Give – up your control – (10%)  “Bring the whole tithe…Test me in this,” says the Lord Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much blessing.”  Every Sunday was an opportunity to thank God for the week’s provisions.  I remember times at church watching my mom write a check for $30.  YES THAT WAS A FULL 10% TITHE FOR US AT TIMES.  One thing my mom always did was tithe, and through it all we NEVER went hungry.  All us 4 boys now have cultivated giving hearts.  It’s not just about the 10%, but tithe is training wheels to your giving.  It is IMPOSSIBLE to be financially healthy and not give.  It just doesn’t add up.  ALWAYS GIVE First not off what is leftover.

#3 Save – for the future – (10%)  “In the house of the wise are stores of choice food and oil, but the fool devours all he has.” (Proverbs 21:20)  Most of us are terrible at saving.  We save virtually nothing and spend everything we get AND then some.  The average house has $8K in credit card debt, not good.  The reason why is most of us want more.  I didn’t say hoard, but saveSAVE SOMETHING.

#4 Live – with no regrets – (80%)  “Put your hope in God who richly provides everything for our enjoyment”  (1 Timothy 6:17)  Did you catch that last part?  ENJOYMENT, not stress, worry, despair, all consuming planning, stock market investment obsession, but JOY.  There is NO JOY IN DEBT!  If you have debt you have a new mission in life, eliminate all of it as fast as you can.  STEP #1 is to CUT the CREDIT CARDS UP!  You cannot give, save, and live a financially healthy life in debt.  Next week I will be writing a post solely dedicated to this one topic.  Eat, drink, live, be content.

Looking for some financial wisdom?  Go pick up a pile of laundry, God has you covered.

Which one of these is hardest for you?  comment below and let’s start the conversation!



Join us at 217church for our new series Live Differently…

May 4 – Financial Health

May 11- Family Health

May 18 – Physical Health

Join us at 217church, a multi-site, contemporary church in Mercer County NJ.  217church is a family with small groups in New Jersey and Pennsylvania that meets Sundays in the Hamilton AMC24 Theater 9:30 & 11am and Grace Rogers School in East Windsor, NJ at 10:15.  Our new East Windsor Campus meets every Sunday.  If you are looking for a church in East Windsor NJ, Lawrenceville NJ, Ewing NJ, Robbinsville NJ, Hightstown NJ, Hamilton NJ, Mercer County, Middlesex County or Bucks County, PA, don’t miss our weekend services. Visit www.217church.com for more information.  Celebrate mother’s day with us Sunday May 11.




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One thought on “4 Things Mom Taught Me About Financial Health

  1. I am a single parent and my ex does not pay her child support. We get by ok but I do everything I can to save because I never know in these tough economic if i will be jobless or something. I have faith God will always take care of us and I am blessed to have what I have. I do give at church and give time and money outside of church when I can. I help people with a generous heart but I don’t tithe 10 percent. Does that make me one of little faith or am I ok because of my situation?